technology
Software Supply Chain Security: What an SBOM Proves and What It Does Not
An SBOM answers one question well and three not at all. What provenance, signing, admission policy, and reachability add, and the order to build them in.
PREMIUM
ai
Vertical AI Agents Are Becoming the New System of Record
The best vertical AI companies stopped selling assistants beside the suite. They are taking over the record itself, and the record owns the renewal.
ai
Agent Memory in Production: What to Store, What to Recompute, and What to Forget
Agent memory is a retention policy, not a database. The four memory classes, write and read rules, forgetting as a feature, and the store-or-recompute math.
ai
AI Agent Sandboxing: How to Let a Model Run Code Without Losing the Building
Container, microVM, or separate account: what each agent sandbox rung actually stops, why egress policy matters most, and how to scope agent credentials.
newsletter
FinTekCafe Weekly: Your Payment Processor Is Lending You Money
This issue: what card processors actually underwrite, why prompt injection has no fix, technical debt as a tax rate, the SSO fence, and correspondent banking.
PREMIUM
technology
The SSO Tax and the Enterprise-Readiness Ladder: What B2B Software Really Charges For
The SSO tax is not a price for SSO. It is a segmentation fence, and the features behind it are chosen for willingness to pay, not cost to build.
finance
Merchant Underwriting: Why Payment Processors Reject Good Businesses
Processors underwrite credit risk, not just fraud. Why delivery timing drives rejections, how reserves work, and the founder playbook for approval.
PREMIUM
finance
Cross-Border B2B Payments: Why the Correspondent Stack Refuses to Die
Correspondent banking survives every challenger because it is not a technology. It is a socialized compliance liability structure, and challengers rebuild it.
technology
Technical Debt: How to Measure It and When Paying It Down Is Worth It
Technical debt has no principal and no fixed rate. The proxy metrics that work, why dedicated debt sprints fail, and how to frame it for a CFO.
PREMIUM
ai
AI Underwriting: The Quiet Rewrite of Credit Decisioning
Machine learning rewrote credit decisioning, but the binding constraint is not accuracy. It is the compliance machinery needed to deploy a model.
ai
LLM Caching: Exact, Prefix, and Semantic, and What Each Actually Saves
Three LLM cache types solve different problems teams routinely conflate. What each saves, the hit rates you should actually expect, and where each one breaks.
ai
Prompt Injection: The Unsolved Security Problem in Every LLM Application
Why prompt injection has no parameterized-query fix, how indirect injection turns agents into attack tools, and the patterns that bound the damage.