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FinTekCafe Weekly: The Loss Lands Wherever Nobody Wrote It Down
This issue: who pays when an agent acts, who holds the loan, where your prompts live, what KYB really verifies, and why an error budget needs a policy.
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FinTekCafe Weekly: The Layer That Decides Is Not the One You Bought
This issue: the one sandbox control that holds, who owns the record, what an SBOM cannot enforce, who holds your payment tokens, and observability unbundling.
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FinTekCafe Weekly: Your Payment Processor Is Lending You Money
This issue: what card processors actually underwrite, why prompt injection has no fix, technical debt as a tax rate, the SSO fence, and correspondent banking.
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FinTekCafe Weekly: Somebody Is Always Holding the Liability
This issue: who gets paid when models train, the BaaS consolidation playbook, GPU repatriation math, AI gateways, zero trust, and card issuing.
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FinTekCafe Weekly: The Bill You Approve Is Not the Bill You Pay
This issue: memory as the real AI lock-in, what multi-region actually costs, agent identity, Postgres consolidation, and who eats a fraud loss.
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FinTekCafe Weekly: Own the Interface, Own the Outcome
This issue: the agent protocol land grab, shadow AI governance that works, model routing as the biggest cost lever, and the card networks' stablecoin defense.
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FinTekCafe Weekly: Who Controls What You Depend On
This issue: the six-layer AI build versus buy decision, agent payments landing in receivables, the talent barbell, and who really controls your inference.
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FinTekCafe Weekly: Attack Your Own System First
This issue: red-teaming AI before it ships, the AI incident response playbook, the enterprise browser land grab, and what open weights do to pricing power.
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FinTekCafe Weekly: Who Holds the Risk
This week: pricing AI end to end, what agents really do to org charts, sovereign cloud honestly assessed, and who is liable at your checkout.
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FinTekCafe Weekly: Who Pays, and Who Decides
This week: scoring AI vendors before you buy, the death of seat pricing, who really pays interchange, and the bid to take PayPal private.
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FinTekCafe Weekly: The Asset You Cannot Rent
This week: the AI moat you cannot rent, an agent readiness maturity model, cloud repatriation math, and what payments become when the buyer is an AI.
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FinTekCafe Weekly: The Layer in the Middle
This week: the guardrail layer LLM features are missing, a production AI reference architecture, who profits in BaaS, and why prompt engineering died.
What We Cover
Deep analysis across the systems, strategies, and economics that shape modern technology.
AI & Intelligent Systems
LLMs, AI strategy, and intelligent automation
Infrastructure & Architecture
Cloud platforms, APIs, and system design
Financial & Regulated Systems
Payment rails, settlement, and regulated infrastructure
Strategy & Economics
Build vs buy, cost curves, and competitive dynamics
Risk & Regulation
Compliance, governance, and regulatory strategy
Product & Decision Frameworks
Frameworks for product decisions and roadmaps
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