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FinTekCafe Weekly: Who Holds the Risk
This week: pricing AI end to end, what agents really do to org charts, sovereign cloud honestly assessed, and who is liable at your checkout.
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FinTekCafe Weekly: Who Pays, and Who Decides
This week: scoring AI vendors before you buy, the death of seat pricing, who really pays interchange, and the bid to take PayPal private.
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FinTekCafe Weekly: The Asset You Cannot Rent
This week: the AI moat you cannot rent, an agent readiness maturity model, cloud repatriation math, and what payments become when the buyer is an AI.
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FinTekCafe Weekly: The Layer in the Middle
This week: the guardrail layer LLM features are missing, a production AI reference architecture, who profits in BaaS, and why prompt engineering died.
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FinTekCafe Weekly: The Bill You Are Not Measuring
This week: testing LLM outputs before they fail, the real cost of model lock-in, lakehouse vs warehouse, why AI breaks FinOps, pay-by-bank, and real-time treasury.
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FinTekCafe Weekly: When Bigger Stops Winning
This week: when small models beat frontier ones, the coming GPU glut, why banks build their own rails, fraud in milliseconds, and the AI coding wall.
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FinTekCafe Weekly: The Year AI Got Repriced
This week: which AI agents actually ship, the coming ML salary correction, shadow AI out of control, stablecoins as bank rails, and embedded finance.
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FinTekCafe Weekly: The Hidden Costs Hiding in Plain Sight
This week: the LLM bill nobody budgeted for, BNPL hits the bureaus, US open banking goes live, Postgres everywhere, and RAG vs fine-tuning.
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FinTekCafe Weekly: RAG Architecture, FedNow Friction, and Why Agent Frameworks Keep Breaking
This week: RAG architecture and costs, service mesh in 2026, ISO 20022 stack impact, plus three Pro pieces on FedNow, AI agent frameworks, and confidential computing.
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FinTekCafe Weekly: Vector Search, Knowledge Graphs, and Why Treasury AI Pilots Stall
This week: vector search and embeddings explained, real-time cross-border payments, edge computing in finance, plus three Pro deep-dives on knowledge graphs, treasury AI, and the Series B repricing.
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FinTekCafe Weekly: MCP, the CIO Override, and the Quiet Death of the Neobank Premium
This week: MCP for enterprise tools, the CIO override on AI pilots, the open-source database squeeze, stablecoins for treasury, and the neobank charter pivot.
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FinTekCafe Weekly: AI Evals, the Embedded Finance Stall, and the End of the Table-Format War
This week: AI evals, the embedded finance stall, vector DBs and pgvector, the AI capex bubble, FedNow adoption, and why the Iceberg vs Delta vs Hudi war is over.
What We Cover
Deep analysis across the systems, strategies, and economics that shape modern technology.
AI & Intelligent Systems
LLMs, AI strategy, and intelligent automation
Infrastructure & Architecture
Cloud platforms, APIs, and system design
Financial & Regulated Systems
Payment rails, settlement, and regulated infrastructure
Strategy & Economics
Build vs buy, cost curves, and competitive dynamics
Risk & Regulation
Compliance, governance, and regulatory strategy
Product & Decision Frameworks
Frameworks for product decisions and roadmaps
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