newsletter
FinTekCafe Weekly: When Bigger Stops Winning
This week: when small models beat frontier ones, the coming GPU glut, why banks build their own rails, fraud in milliseconds, and the AI coding wall.
Newsletter Archive
Weekly fintech digests from the FinTekCafe archives.
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FinTekCafe Weekly: The Year AI Got Repriced
This week: which AI agents actually ship, the coming ML salary correction, shadow AI out of control, stablecoins as bank rails, and embedded finance.
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FinTekCafe Weekly: The Hidden Costs Hiding in Plain Sight
This week: the LLM bill nobody budgeted for, BNPL hits the bureaus, US open banking goes live, Postgres everywhere, and RAG vs fine-tuning.
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FinTekCafe Weekly: RAG Architecture, FedNow Friction, and Why Agent Frameworks Keep Breaking
This week: RAG architecture and costs, service mesh in 2026, ISO 20022 stack impact, plus three Pro pieces on FedNow, AI agent frameworks, and confidential computing.
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FinTekCafe Weekly: Vector Search, Knowledge Graphs, and Why Treasury AI Pilots Stall
This week: vector search and embeddings explained, real-time cross-border payments, edge computing in finance, plus three Pro deep-dives on knowledge graphs, treasury AI, and the Series B repricing.
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FinTekCafe Weekly: MCP, the CIO Override, and the Quiet Death of the Neobank Premium
This week: MCP for enterprise tools, the CIO override on AI pilots, the open-source database squeeze, stablecoins for treasury, and the neobank charter pivot.
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FinTekCafe Weekly: AI Evals, the Embedded Finance Stall, and the End of the Table-Format War
This week: AI evals, the embedded finance stall, vector DBs and pgvector, the AI capex bubble, FedNow adoption, and why the Iceberg vs Delta vs Hudi war is over.
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FinTekCafe Weekly: The Stablecoin Endgame, Per-Seat Pricing Breaking, and Why Most IDPs Fail
This week: agentic AI tiers, the bank tokenized-deposit pivot, when service mesh actually pays off, AI pricing breaking per-seat, ISO 20022, and why most IDPs fail.
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FinTekCafe Weekly: The API Economy Is a Lie (And DORA Is About to Prove It)
This week: why most platform companies are just vendors, the true cost of AI infrastructure, DORA enforcement, data lakehouses, VC economics, and prompt engineering.
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FinTekCafe Weekly: AI Vendors Are Lying to You (And 5 Ways to Catch Them)
Plus: the CTO playbook that actually works, why your cloud bill is 40% too high, and a 30-day enterprise software framework.
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Fintech Newsletter for 7/04/21
PayPal Zettles ‘Commerce In Box’ for SMB. US Job numbers look good. JP Morgan makes more inroads into fintech through acquisition.
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Fintech Newsletter for 6/27/21
Visa buys Tink for $2B.Review of Visa's failed acquisition attempt of plaid. New U.S tech regulations bills are in motion. Housing prices continues to rise in the U.S. Fintech Crypto startups to get boost from V.C funds.
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Fintech Newsletter for 6/20/21
AmEx provides new checking account feature.Learn about small business banking needs . Stripe launches new identity verification platform. New antitrust lawsuit on Visa and MasterCard. How were recent ransomware bitcoins recovered ?
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Fintech Newsletter for 6/13/21
Learn about antitrust regulation from economic and market perspective. Google settles antitrust suites in EU on default search engine options for android smart phones ,and in France related to its AD practices. Inflation continues to rise in latest CPI numbers.
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Fintech Newsletter for 6/05/21
What is DeFI? DeFI leads to cryptocurrency volatility. Will EPI use Russia's Mir Playbook to break MasterCard and Visa domination in Europe? U.S May jobs numbers are out,they were better but not great.
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Fintech Newsletter for 5/29/21
Learn about recent Ransomware attacks and some mitigation steps that companies can follow. Square in works to launch merchant saving and checking account. Klarna faces a account security issue.
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Fintech Newsletter for 5/22/21
U.S retail companies announce earnings (Walmart,Target and Home Depot). more about the bitcoin crash this week.
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Fintech Newsletter for 5/15/21
Inflation Scare?. Google pay supports transfer of money to India and Singapore from U.S. Tesla backs out of Bitcoin for car purchase. Facebook DIEM updates. updates on new round of fintech venture funding
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Fintech Newsletter for 5/8/21
PayPal and Square earnings report. U.S April job numbers. Bill.com acquires Divvy. WhatsApp payment to start in Brazil. Tala and Visa partnership on cryptocurrency.eBay NFT plans.
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Fintech Newsletter for 5/1/21
Big tech companies report quarterly earnings. New Features in Google Pay. MasterCard and Visa earnings report. Stripe buys Taxjar
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Fintech Newsletter for 2/27/21
Below are news related to fintech industry this week. General News. * Square (NYSE: SQ) announced Q4 results earlier this week.Net Income of $294 Million, a
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Fintech Newsletter for 2/20/21
Below are news related to fintech industry this week. General News. * Goldman Sachs launches Marcus Invest-a fully digital investment management service aimed at the mass market;
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Fintech Newsletter for 2/13/21
Below are news related to fintech industry this week. General News Robinhood, online no fee based stock broker, is facing scrutiny from Congress and regulators over
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News letter for 2/6/21
Venture Capital Investing app Stash raises $125M Stock trading app Stash raised $125M and is planning to use the new round of funding to add new
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News Letter for 01/23/21
Below are news related to fintech industry this week. New US nominations * Janet Yellen, Professor Emeritus of U.C Berkeley, becomes the first woman to serve
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News Letter for 01/16/21
Below are some of the top news from fintech industry this week. Walmart moves into Fintech. Walmart announced that it is partnering with leading financial technology
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News Letter #1
Fintech Venture Deals this week. 1) Greenlight Financial Technology,Head quartered in Atlanta ,GA $215 million in latest round of funding with valuation of $1.2