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ai
AI Agents Are the New SaaS: Here's Why Most Will Fail
The AI agent gold rush mirrors SaaS in 2010. Most will fail for the same reasons. Here's what separates the winners from the wrappers.
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pro
The Real Reason Apple Killed Its Credit Card (And What It Tells Us About Big Tech in Finance)
Apple Card's death wasn't about Goldman's losses. It was Apple realizing that being a bank is a terrible business for a tech company. The lesson is bigger than Apple.
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Why AI Won't Replace Your CFO (But Will Replace Their Entire Team)
AI won't touch the CFO's judgment calls. But 80% of the work finance teams do today will be automated in 3-5 years. Here's what that means for your org.
PREMIUM
pro
Why Stripe Is Quietly Becoming the AWS of Finance (And Why Banks Should Be Terrified)
Stripe isn't a payment processor anymore. It's building the entire financial infrastructure layer, and that should terrify every bank executive reading this.
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pro
The $400 Billion Mistake: Why Corporate Treasury Is Fintech's Biggest Untapped Market
While fintech chases consumer payments, corporate treasury runs on spreadsheets. This $400B market is stuck in 1995. Here's who will crack it.
PREMIUM
pro
The Quiet Death of Neobanks:And What Actually Replaces Them
The standalone neobank model is dead. The future of banking isn't a better bank. It's banking embedded where people already are.
PREMIUM
pro
Why Most Fintech Companies Should Stop Raising Money
The VC playbook is destroying fintech companies. The winners in 2026 are boring, profitable, and capital-light. Here's why.
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What We Cover
Deep analysis across the systems, strategies, and economics that shape modern technology.
AI & Intelligent Systems
LLMs, AI strategy, and intelligent automation
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Payment rails, settlement, and regulated infrastructure
Strategy & Economics
Build vs buy, cost curves, and competitive dynamics
Risk & Regulation
Compliance, governance, and regulatory strategy
Product & Decision Frameworks
Frameworks for product decisions and roadmaps
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