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Stablecoins Explained: USDT, USDC, and the Future of Digital Dollars
In May 2022, TerraUSD — a stablecoin with an $18.7 billion market cap and supposedly pegged to the US dollar — went from $1.00 to $0.
technology
What is Blockchain? A No-Hype Guide for Business Professionals
A 2018 McKinsey analysis found that over 80% of blockchain pilots were failing to reach production. A 2022 review found the numbers had not significantly improved.
Economics
How Interest Rates Actually Affect Fintech Companies
When the Federal Reserve raised rates from near zero to 5.25% between 2022 and 2023, the fintech sector split in two. Companies that had raised
technology
Open Banking Explained: What PSD2 and APIs Mean for Your Money
Open Banking Is a Power Struggle, Not a Tech Story Banks spent forty years building a very specific kind of moat. Not a product moat — your