The Enterprise AI Stack: A Reference Architecture for Production AI
A practitioner reference architecture for production AI: the eight layers of the enterprise AI stack and a deterministic way to choose at each one.
A practitioner reference architecture for production AI: the eight layers of the enterprise AI stack and a deterministic way to choose at each one.
Guardrails are the control layer between users, your model, and your systems. What they catch, where they sit in the request path, and how to build them.
Account-to-account payments let merchants pull funds straight from a bank account and skip card interchange. How pay by bank works and why it threatens cards.
Cut through the lakehouse-versus-warehouse marketing to the real architecture decision: where each wins, the table-format war, and the costly trap of both.
Most teams ship LLM features with no real evals, then find failures in production. A practical framework for an evaluation harness that scales.
Instant payments removed the float fraud teams relied on. A 2026 framework for sub-second scoring, the model stack, and build versus buy.
Most internal developer platforms add complexity instead of removing it. A 2026 framework for what works, what fails, and how to measure platform ROI.
Frontier models do not win every task. A 2026 framework for when small and mid-sized models beat them on cost, latency, privacy, and accuracy.
Non-banks now embed accounts, payments, lending, and cards. A guide to the BaaS stack, who holds liability, the shakeout, and the unit economics.
Kubernetes created a new category of cloud waste. A framework for where the spend lands, the FinOps plays that move the bill, and the tooling that finds it.
Most enterprise AI agents stall in pilot. A framework for the narrow, tool-constrained, well-evaluated patterns that ship, and the demoware that does not.
Section 1033 sets the US open-banking trajectory through 2030. A framework for what it mandates and what it changes for banks, fintechs, and aggregators.
Deep analysis across the systems, strategies, and economics that shape modern technology.
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