payments
How does digital payments work?
In this article, we will cover the basics of the credit card processing industry. We will review various components and how they are inter-connected and list
Economics
What are Search Funds,SPAC(special purpose acquisition company) and SPE?
"Entrepreneurship through acquisition"(eTA) is a model wherein entrepreneurs buy businesses that have proven product-market fit and generating revenue. Why would someone sell a
Economics
GameStop and Short Squeeze
Background Most of you may already be aware of the episode with GAME STOP (NYSE: GME) stock ,which is now all over the news. The sequence
Risk & Regulation
Regulation in Fintech - Use case : Rise of fraudulent lending apps in INDIA
Regulations are essential for fundamental institutions in society, such as banking. Each country's government must walk a fine line between too much regulation ( too
Economics
China 2020-Stagflation to Growth
Last year, just before the onset of the global pandemic, I wrote an article about stagflation [https://fintekcafe.com/stagflation/] (a good read on GDP). There
payments
What is Card Not Present (CNP) Transaction?
In an earlier post [https://fintekcafe.com/what-is-card-present-cp-transaction], we reviewed the Card Present(CP) [https://fintekcafe.com/what-is-card-present-cp-transaction] transaction. In the current post, we will review
payments
What is Card Present (CP) Transaction?
In this post, we will review the Card Present(CP) transaction. Let us say you have a credit card issued from your bank, and you go
payments
Contact less Payments - QR Code
Background QR (Quick Response) found its origin in Japan to overcome the limitation of Barcodes. Barcodes solved a significant problem in retail cash registers wherein the
payments
Mobile Payments - Parking
In this post will cover some basics of Mobile Payments related to Parking Tech using recent Google Maps partnership announcement. Google recently(Sep 2020) announced a