business-models - FinTekCafe

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finance

Instant Settlement Is Quietly Eating the Float Business

Much of payments profit is interest on money in transit. Instant rails remove the transit, rates swing the yield. How to find float dependence.

1 Oct 2026 12 min read

fintech

How Fintech Companies Make Money: 9 Business Models Explained

How do fintech companies actually make money? We break down 9 fintech business models with real examples from Stripe, Robinhood, Plaid, SoFi, and more.

4 Mar 2026 12 min read

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