Terms of Use

1. Acceptance of Terms

By accessing and using FinTekCafe.com ("the Site"), you accept and agree to be bound by these Terms of Use. If you do not agree, please do not use this Site.

2. Informational Purpose Only

All content on this Site, including articles, courses, newsletters, and other materials, is provided for general informational and educational purposes only. Nothing on this Site constitutes financial, legal, investment, tax, accounting, or other professional advice. You should not act or refrain from acting based on any content on this Site without seeking appropriate professional counsel.

3. No Professional Relationship

Use of this Site does not create a professional-client, advisor-advisee, or any other professional relationship between you and FinTekCafe or its authors. The authors are not licensed financial advisors, attorneys, or certified professionals unless explicitly stated otherwise.

4. Accuracy and Completeness

While we strive to provide accurate and up-to-date information, FinTekCafe makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of any information, products, services, or related content. Any reliance you place on such information is strictly at your own risk.

5. Investment Disclaimer

Any references to financial products, instruments, companies, or securities are for illustrative and educational purposes only. They do not constitute a recommendation, endorsement, or solicitation to buy, sell, or hold any investment. Past performance is not indicative of future results. All investments involve risk, including the possible loss of principal.

6. Third-Party Links

This Site may contain links to third-party websites or services that are not owned or controlled by FinTekCafe. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

7. Intellectual Property

All content on this Site, including text, graphics, logos, and images, is the property of FinTekCafe and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without prior written consent, except for personal, non-commercial use with proper attribution.

8. User Accounts and Memberships

Certain features of the Site may require registration or a paid membership. You are responsible for maintaining the confidentiality of your account credentials. You agree to provide accurate information and to update it as necessary. We reserve the right to suspend or terminate accounts that violate these Terms.

9. Limitation of Liability

To the fullest extent permitted by applicable law, FinTekCafe, its authors, contributors, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of the Site.

10. Indemnification

You agree to indemnify and hold harmless FinTekCafe, its authors, and affiliates from any claims, damages, losses, liabilities, and expenses arising from your use of the Site or violation of these Terms.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Site after changes constitutes acceptance of the revised Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

13. Contact

For questions about these Terms, please contact us at hello@fintekcafe.com.

Last updated: February 2026