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payment-systems

How Visa Processes a Transaction in Milliseconds

How Visa Processes a Transaction in Milliseconds Every time you tap, swipe, or click "Pay" with a Visa card, a message travels across VisaNet

24 Feb 2026 8 min read
payment-systems

The Anatomy of a Wire Transfer: From Initiation to Settlement

The Anatomy of a Wire Transfer: From Initiation to Settlement A wire transfer sounds simple: you tell your bank to move money to someone else, and

24 Feb 2026 9 min read
payment-systems

BNPL Explained: How Buy Now Pay Later Actually Works

BNPL Explained: How Buy Now Pay Later Actually Works Buy Now Pay Later, or BNPL, processed over $300 billion in global transaction volume in 2023 — and

24 Feb 2026 8 min read
payment-systems

Payment Gateway vs Payment Processor: What's the Difference?

Payment Gateway vs Payment Processor: What's the Difference? Ask most people what happens when they tap their card to pay for coffee, and they&

24 Feb 2026 9 min read
payment-systems

How Cross-Border Payments Work (And Why They're So Slow)

How Cross-Border Payments Work (And Why They're So Slow) You want to send $1,000 from your US bank account to a friend in

24 Feb 2026 9 min read
payment-systems

Real-Time Payments (RTP) Explained: How Instant Transfers Work

Real-Time Payments (RTP) Explained: How Instant Transfers Work Real-time payments allow money to move instantly between bank accounts — 24 hours a day, 7 days a week,

24 Feb 2026 8 min read
payment-systems

SWIFT vs SEPA vs UPI: Global Payment Networks Compared

SWIFT vs SEPA vs UPI: Global Payment Networks Compared If you've ever sent money abroad, you've encountered SWIFT. If you live in

24 Feb 2026 10 min read
payment-systems

How ACH Payments Work: A Complete Guide

How ACH Payments Work: A Complete Guide ACH payments move more money than any other payment system in the United States. In 2023, the ACH network

24 Feb 2026 9 min read
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