1. Introduction

FinTekCafe ("we," "us," or "our") respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit FinTekCafe.com ("the Site").

2. Information We Collect

Information you provide: When you subscribe to our newsletter, create an account, or purchase a membership, we collect your name, email address, and payment information. Payment processing is handled securely by Stripe; we do not store your full credit card details.

Automatically collected information: We collect standard log data including your IP address, browser type, operating system, referring URLs, pages viewed, and timestamps. We use Google Analytics (GA4) to understand site usage patterns.

Cookies: We use essential cookies for site functionality (session management, membership authentication) and analytics cookies (Google Analytics) to improve user experience. You can control cookies through your browser settings.

3. How We Use Your Information

We use your information to:

  • Provide and maintain our services, including newsletter delivery and membership access
  • Process transactions and send related information
  • Send newsletters and marketing communications (with your consent)
  • Analyze usage patterns to improve the Site
  • Respond to your inquiries and provide support
  • Comply with legal obligations

4. Data Sharing

We do not sell, trade, or rent your personal information to third parties. We may share data with:

  • Service providers: Stripe (payments), Ghost (content platform), Google Analytics (site analytics), and email delivery services that help us operate the Site
  • Legal requirements: When required by law, regulation, or legal process

5. Data Retention

We retain your personal data for as long as your account is active or as needed to provide services. You may request deletion of your data at any time by contacting us.

6. Data Security

We implement appropriate technical and organizational measures to protect your personal data, including encryption in transit (TLS/SSL) and secure server infrastructure. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

7. Your Rights

Depending on your jurisdiction, you may have the right to:

  • Access, correct, or delete your personal data
  • Object to or restrict processing
  • Data portability
  • Withdraw consent at any time
  • Unsubscribe from marketing communications via the link in any email

8. International Users

Our servers are located in Frankfurt, Germany (EU). If you access the Site from outside the EU, your data may be transferred to and processed in the EU. By using the Site, you consent to this transfer.

9. Children's Privacy

The Site is not intended for individuals under 16 years of age. We do not knowingly collect personal data from children.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on this page with a revised date.

11. Contact Us

For privacy-related inquiries, data access, or deletion requests, contact us at hello@fintekcafe.com.

Last updated: February 2026